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Archives for November 2015

How Much Should I Pay for a Termite Inspection?

Termite Inspection Cost

You’re on your way to buying a house, you’ve run a check of your FICO score, got pre-approved for a mortgage, and also deposited some earnest money (usually held in escrow, typically by the company that will conduct the closing). Now is the time for a general inspection of … [Read more...]

Why You Need a Radon Inspection if You Want to Sell Your Home

Radon inspection

If you’re looking to buy a home, or to sell the one you own, it’s important to be aware of the existence of a colorless, odorless, and tasteless gas called radon. The (very) bad news about radon is that it’s radioactive and causes thousands of lung cancer deaths in the U.S. … [Read more...]

The Best Time to Buy a House, Finally Revealed by Science!

Best Time to Buy a House

When is the best time to buy a house? Research has a simple answer to that question: Monday, October 8. The next Monday with this date, as Business Insider points out, will fall in 2018, so you still have plenty of time to save up money. According to RealtyTrac and the 32 … [Read more...]

All You Need to Know about Construction Loans, in a Nutshell

Construction Loans

Believe it or not, construction loans are actually more complicated than mortgage loans—and this is because they come with higher risks for the lender, but also for the borrower. Most of the risks stem from the fact that repayment begins only once the project has been … [Read more...]

Does an Interest Only Mortgage Really Work for the First-Time Home Buyer?

Interest Only Mortgage

An interest-only mortgage is a type of home loan with a term during which the borrower, or mortgagor, only has to pay a generally constant amount that goes toward covering the interest. The principal of the loan remains untouched throughout the duration of the term. However, … [Read more...]

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