Whether you are trying to improve your credit to finance a home or car or need a good credit history to secure a job, bad credit loans can help. They are not widely advertised. However, they are a great tool in your toolbox to improve your credit score and credit report.Bad … [Read more...]
Essential Credit Tips: How To Buy A House With Bad Credit
The dream of many Americans is to buy a house. However, your credit score, whether fair or not, has become more and more critical in being approved for a home loan in order to buy the house. Credit scores can be damaged, if not completely tanked, with a single bad decision. … [Read more...]
10 Best Refinance Rates: What Is A Rate-And-Term Refinance?
For most American homeowners, the costs associated with homeownership make up the largest portion of their spending. Along with monthly mortgage payments, they must pay taxes and insurance. Updating their homes and fixing serious problems like broken plumbing and roof … [Read more...]
10 Best Money Market Rates: How We Reviewed The Best Money Market Rates?
Many individuals consider where to store the down payment as they save to purchase a new home. When you try to save up 10 or 20% of a home's value, you can end up with a significant amount of cash on hand. One ideal vehicle for storing that money is a money market. The … [Read more...]
The Simple Guide to a Home Equity Line of Credit
The Home Equity Line of Credit or the HELOC, as it’s otherwise known, is a type of home loan. It essentially allows the loaner to open a line of credit with his house being the collateral. It’s a good option for people in need of a larger sum of money, but borrowers need to … [Read more...]
10 Questions to Ask Yourself Before Buying a Fixer Upper
In real estate slang, a ‘fixer upper’ house is one that, although it can be inhabited as it is, it does need to have various features fixed. It may also require maintenance work, such as redesign, redecoration or even partial reconstruction. It’s usually quite a dream for … [Read more...]
What Everybody Ought to Know About Metal Building Homes
The Rise of Metal Building Homes For the longest period, humanity’s preferred choices when it came to building houses were wood, bricks, soil, glass and steel later on, and more recently, metal. Actually, more recently refers solely to residential buildings, as human kind … [Read more...]
What Is a Home Inspection and Do You Need One?
As a prospective home buyer, the answer to this question should definitely be ‘yes’. The reason is that you must try to minimize any surprises the house you are about to purchase might have in store for you. Mold, loose floor boards, ants, and so on need to be discovered and … [Read more...]
Buying a House – Closing Costs 101
If there is something every house buyer is interested in, then those are the closing costs. Evidently, every house-buyer wants to know as much as he can about the property, the sellers, the lenders, if they’re going for a loan, but the ultimate question is definitely – how … [Read more...]
How to Build Your Own Home with a Construction Loan
A construction loan is a widely used credit instrument that helps people build their own homes. Now, the process of building your own home can be highly rewarding—but also stressful and time-consuming. To boot, most people apply for home construction loans, which are, … [Read more...]