The first thing you must do when you’re ready to purchase a new home is secure a mortgage. It’s called pre-qualification, and it’s an essential first step. Without a lender’s pre-approval letter, you may not be able to shop for a new home. Some sellers won’t accept offers … [Read more...]
10 Best Interest Rates
Image source: homebuyercafe.netA savings account is the best place to store money you aren’t using for day-to-day expenses, especially when you’re saving for something big. Savings accounts keep your savings separate from your daily finances, are secure, and if picked right … [Read more...]
Bank of America Mortgage Rates Today
Bank of America is one of the “top four” mortgage lenders in the country. This group of lenders, whose other members include NP Morgan Chase, Wells Fargo and Quicken Loans, currently serves almost 15 percent of America’s mortgage borrowers. Bank of America offers a variety … [Read more...]
Best Mortgage Rates For Your Dream Home
Buying a home is a big goal for many people, and whether it’s your very first home or your third home, it’s an exciting event. But, while buying a new home is a huge accomplishment, getting there can be a challenge, especially for finding the best mortgage rates. To make … [Read more...]
How To Calculate Opportunity Cost
Have you ever grown impatient at the extreme couponer in front of you holding up the line? Why do people bother? It is because they know how to calculate opportunity cost and have determined it is worth their time. There are a few methods for how to calculate opportunity … [Read more...]
How Does A Reverse Mortgage Work: A Look Into The Requirements And More
You may have heard about a reverse mortgage, but many people don't know anything about what they do or who should consider using them. In this article, we will answer your question of how does a reverse mortgage work.While there are obviously many different kinds … [Read more...]
The 10 Best Secured Credit Card You Should Definitely Consider For 2019
Many consumers feel that applying for their first credit card is a discouraging experience. This can be true if you don’t have a existing credit history. Thankfully, the best secured credit card options are allowing many new consumers to enjoy the convenience and … [Read more...]
A Comprehensive Look At Wells Fargo Mortgage Rates Today
Wells Fargo is a major commercial lender for refinancing, adjustable rate loans, mortgage lending, and loans through Veteran's Affairs and the Federal Housing Authority. Whether you're a new homeowner, looking to refinance, or an active-duty service member, Wells Fargo … [Read more...]
A Comprehensive Look At How To Fix Bad Credit Loans And More
Whether you are trying to improve your credit to finance a home or car or need a good credit history to secure a job, bad credit loans can help. They are not widely advertised. However, they are a great tool in your toolbox to improve your credit score and credit report.Bad … [Read more...]
Essential Credit Tips: How To Buy A House With Bad Credit
The dream of many Americans is to buy a house. However, your credit score, whether fair or not, has become more and more critical in being approved for a home loan in order to buy the house. Credit scores can be damaged, if not completely tanked, with a single bad decision. … [Read more...]