You may have heard about a reverse mortgage, but many people don't know anything about what they do or who should consider using them. In this article, we will answer your question of how does a reverse mortgage work.While there are obviously many different kinds … [Read more...]
The 10 Best Secured Credit Card You Should Definitely Consider For 2019
Many consumers feel that applying for their first credit card is a discouraging experience. This can be true if you don’t have a existing credit history. Thankfully, the best secured credit card options are allowing many new consumers to enjoy the convenience and … [Read more...]
A Comprehensive Look At Wells Fargo Mortgage Rates Today
Wells Fargo is a major commercial lender for refinancing, adjustable rate loans, mortgage lending, and loans through Veteran's Affairs and the Federal Housing Authority. Whether you're a new homeowner, looking to refinance, or an active-duty service member, Wells Fargo … [Read more...]
A Comprehensive Look At How To Fix Bad Credit Loans And More
Whether you are trying to improve your credit to finance a home or car or need a good credit history to secure a job, bad credit loans can help. They are not widely advertised. However, they are a great tool in your toolbox to improve your credit score and credit report.Bad … [Read more...]
Essential Credit Tips: How To Buy A House With Bad Credit
The dream of many Americans is to buy a house. However, your credit score, whether fair or not, has become more and more critical in being approved for a home loan in order to buy the house. Credit scores can be damaged, if not completely tanked, with a single bad decision. … [Read more...]
10 Best Refinance Rates: What Is A Rate-And-Term Refinance?
For most American homeowners, the costs associated with homeownership make up the largest portion of their spending. Along with monthly mortgage payments, they must pay taxes and insurance. Updating their homes and fixing serious problems like broken plumbing and roof … [Read more...]
10 Best Money Market Rates: How We Reviewed The Best Money Market Rates?
Many individuals consider where to store the down payment as they save to purchase a new home. When you try to save up 10 or 20% of a home's value, you can end up with a significant amount of cash on hand. One ideal vehicle for storing that money is a money market. The … [Read more...]
How to Buy a Multi-family Property: Tips for First Time Buyers
The fundamental difference between a multi-family property and a single-family residence is the potential to generate income. Investors and business-oriented individuals interested in real-estate have been affected strongly by the changes of today’s lending environment, but … [Read more...]
Is the Simplified Paperwork for Home Buyers Really that Simple?
Earlier this year, it was announced that the CFPB (Consumer Financial Protection Bureau) is working on a new Know Before You Owe mortgage initiative which is expected to come into full effect next summer (in 2015). This new measure is supposed to simplify the process of … [Read more...]
Advice for First Time Home Buyers: Find a Mortgage Co-signer
What can you do if the house you want to buy is just a little bit more expensive than the biggest sum you’re allowed to borrow, based on your income and credit history? Don’t worry, there’s a way out of this tight spot, provided you have someone to help you out. Some types … [Read more...]