The Consumer Financial Protection Bureau (CFPB, in brief), watches over just about all the segments of the US economy, in order to make sure that the consumers’ best interests are protected in all areas related to financial services and involving transactions. The mortgage … [Read more...]
How to Find and Use a Mortgage Payment Calculator
When you’re trying to finally buy a new home for yourself or your whole family, or when you’re simply tight on cash for any reason and you need to place a second mortgage on your home, one of the most common issues is determining a correct rate to expect. The hassles and … [Read more...]
Is Now a Good Time to Refinance Your Student Loan?
A simple question: is now a good time to refinance student loans? The answer is a resolute yes. The student debt crisis in the U.S. is so serious that even Congress took note of it and tried to make amends by passing a relevant bill. Best known as REFI (Refinancing Education … [Read more...]
What to Expect from First-Time Home Buyer Tax Credit Programs in 2015
If you’re interested in first time home buyer tax credit, 2015 is definitely an interesting year to be experiencing. That’s because this year, the bulk of first-time home buyer programs will be state and locally funded. This year’s 1st time home buyer should know better than … [Read more...]
2015 Real Estate Trends
The New Year has just rolled around and everyone and their grandmother is keeping fingers crossed that 2015 will actually spell the end to the recovery from recession. As much as experts, buyers, sellers, and pundits might wish that this year marks a time of new found health … [Read more...]
Is Buying a Short Sale a Good Deal?
Ever heard of buying a short sale? Ever had someone try to explain the concept to you, only to leave you scratching your head as to what all those big words mean? In today’s post, we’ll be tackling the process of buying a short sale, starting from the short sale definition, … [Read more...]
What Is a Bridge Loan?
Anyone who has ever purchased their second home, while also trying to sell the first one, has likely come across the conundrum of bad timing. In other words, if you’re a repeat home buyer, try as you might, you simply can’t coordinate the sale of an old home with the … [Read more...]
Home Buyers’ Most Pressing Mortgage Questions Answered
Buying a new house can be a source of great anxiety about all kinds of things, and especially about the legal implications of the contract, as well as the rights and options you have as a buyer. Not many home owners can afford a whole legal team to have their backs and sort … [Read more...]
The Closing Game
Learn the rules of the game from the best players in the industry The process of finding financing for a home can sometimes feel like a game, follow these key steps to stay on top … [Read more...]
The Going’s Gotten Tough in the Loan Refinancing World
If you’ve at least considered buying a home over the past four or five years, then it’s no longer news to you that the mortgage and refinancing industry are having a rough time at the moment. But just how tough? That’s a different question altogether and one to which there … [Read more...]