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How Long Does It Take To Buy A House

Image by thepropertygeeksBuying a house can seem like a daunting task, especially for new home buyers. The steps to buying a house can seem complicated, beginning with research mortgage options and ending with closing where keys are finally exchanged. What are those steps? How long does it take to buy a house? Knowing what to expect during the … [Read More...]

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HARP Loan: How It Worked & Everything You Should Know

The federalized Home Affordable Refinance Program (HARP loan) is a refinance program that targets underwater homeowners. It was introduced in 2009 and allows mortgage loan borrowers with or without a fraction of the equity to refinance into cheaper home loans without additional insurance. HARP target borrowers with a loan-to-value (LTV) ratio that … [Read More...]

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5 Things You Should Know About Conventional Loan

The first thing you must do when you’re ready to purchase a new home is secure a mortgage. It’s called pre-qualification, and it’s an essential first step. Without a lender’s pre-approval letter, you may not be able to shop for a new home. Some sellers won’t accept offers from buyers who don’t have a prequalification letter. Some sellers won’t even … [Read More...]