The current FHA loan limits are generally 115% of the median home prices in any given county. Meanwhile, the US Department of Housing and Urban Development, or HUD, regularly adjusts the loan “floor” and “ceiling” to help first-time home buyers, lower-income families, and … [Read more...]
Navy Federal Mortgage Rates Trend
What do Navy Federal mortgage rates look like right now? It's what anyone who has an account with this credit union might ask when they are looking to buy a home, build a home, or refinance the home they already own. Mortgages are expensive. A home is typically the most … [Read more...]
Best Money Market Accounts
Image via PxhereAre you saving up for something big? Maybe it's your dream house, or maybe you want to make sure you have a rainy day fund. Whatever your reason, a money market account is a great option for growing your savings while earning interest and still having access … [Read more...]
10 Best Mortgage Lenders
Mortgage lending is a service that has taken over the world, attracting millions of borrowers and lenders alike. The best mortgage lenders should have a wide knowledge of aspects like financing, evaluation, and real estate. In addition, it should consider the financial … [Read more...]
5 Things You Should Know About Conventional Loan
The first thing you must do when you’re ready to purchase a new home is secure a mortgage. It’s called pre-qualification, and it’s an essential first step. Without a lender’s pre-approval letter, you may not be able to shop for a new home. Some sellers won’t accept offers … [Read more...]
Bank of America Mortgage Rates Today
Bank of America is one of the “top four” mortgage lenders in the country. This group of lenders, whose other members include NP Morgan Chase, Wells Fargo and Quicken Loans, currently serves almost 15 percent of America’s mortgage borrowers. Bank of America offers a variety … [Read more...]
How To Calculate Opportunity Cost
Have you ever grown impatient at the extreme couponer in front of you holding up the line? Why do people bother? It is because they know how to calculate opportunity cost and have determined it is worth their time. There are a few methods for how to calculate opportunity … [Read more...]
A Comprehensive Look At Wells Fargo Mortgage Rates Today
Wells Fargo is a major commercial lender for refinancing, adjustable rate loans, mortgage lending, and loans through Veteran's Affairs and the Federal Housing Authority. Whether you're a new homeowner, looking to refinance, or an active-duty service member, Wells Fargo … [Read more...]
A Comprehensive Look At How To Fix Bad Credit Loans And More
Whether you are trying to improve your credit to finance a home or car or need a good credit history to secure a job, bad credit loans can help. They are not widely advertised. However, they are a great tool in your toolbox to improve your credit score and credit report.Bad … [Read more...]
Essential Credit Tips: How To Buy A House With Bad Credit
The dream of many Americans is to buy a house. However, your credit score, whether fair or not, has become more and more critical in being approved for a home loan in order to buy the house. Credit scores can be damaged, if not completely tanked, with a single bad decision. … [Read more...]