Image source: homebuyercafe.netA savings account is the best place to store money you aren’t using for day-to-day expenses, especially when you’re saving for something big. Savings accounts keep your savings separate from your daily finances, are secure, and if picked right … [Read more...]
What Is a Good Credit Score?
We’re not going to get into why a good credit score matters. After all, those three little numbers that make up your score is what mainly influences your ability to get a loan on good terms, for the amount you need and with low rates. That being said, it’s not often easy to … [Read more...]
Will Going to College Stop You From Getting a Home?
It is an indisputable fact that prices are constantly rising. Whether it be the price of gas, buying a home, having a baby, or getting an education, everything is constantly getting more and more expensive. Though we all feel the strain of constantly rising price tag, a … [Read more...]
First Time Home Buyer Credit Score Information
While many prospective homebuyers would like to believe that they know all there is about their credit score, more than 15 years in the mortgage business has shown me otherwise. On the contrary, MOST knowledge the common buyer has regarding how to properly raise their credit … [Read more...]
Home Buyer Assistance Programs
One of the most frequently asked questions by first time homebuyers is, “are home buyer assistance programs real?” Let's shed some light on that. The three key elements of any mortgage application is the down payment, income, and credit history. The reason that the down … [Read more...]