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Archives for May 2015

VA Loans and VA Funding Fees: All You Need to Know

VA Loans and VA Funding Fees

In the niche of mortgage loans, a VA loan is a type of credit guaranteed by the Department of Veteran Affairs (VA), available only to U.S. veterans or their surviving spouses. The terms of this type of mortgage loan are usually better than the loans available to the general … [Read more...]

How to Find and Use a Mortgage Payment Calculator

How to Find and Use a Mortgage Payment Calculator

When you’re trying to finally buy a new home for yourself or your whole family, or when you’re simply tight on cash for any reason and you need to place a second mortgage on your home, one of the most common issues is determining a correct rate to expect. The hassles and … [Read more...]

Understanding Second Mortgage Rates: Should You Opt for a Home Equity Loan?

Second Mortgage Rates

Oftentimes, homeowners choose lower second mortgage rates by refinancing their initial home loan with a home equity loan. Aside from paying for a refinance, home equity loans can be used to cover for numerous big ticket expenses, such as unforeseen medical costs, university … [Read more...]

Who Pays Closing Costs?

Who Pays Closing Costs?

Nowadays, property closings don’t happen like they used to a few decades back. Of course, most of them are closed in face to face meetings, but many closings nowadays take place virtually, with the aid of money wire services and digital signature of the required paperwork. … [Read more...]

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