Whether you are trying to improve your credit to finance a home or car or need a good credit history to secure a job, bad credit loans can help. They are not widely advertised. However, they are a great tool in your toolbox to improve your credit score and credit report. Bad credit loans are traditionally […]
Tools & Resources
Essential Credit Tips: How To Buy A House With Bad Credit
The dream of many Americans is to buy a house. However, your credit score, whether fair or not, has become more and more critical in being approved for a home loan in order to buy the house. Credit scores can be damaged, if not completely tanked, with a single bad decision. This one bad decision […]
10 Best Refinance Rates: What Is A Rate-And-Term Refinance?
For most American homeowners, the costs associated with homeownership make up the largest portion of their spending. Along with monthly mortgage payments, they must pay taxes and insurance. Updating their homes and fixing serious problems like broken plumbing and roof repairs can leave them strapped for cash. It’s no wonder that so many homeowners go […]
10 Best Money Market Rates: How We Reviewed The Best Money Market Rates?
Many individuals consider where to store the down payment as they save to purchase a new home. When you try to save up 10 or 20% of a home’s value, you can end up with a significant amount of cash on hand. One ideal vehicle for storing that money is a money market. The interest rates […]
How and When to Hire a Real Estate Attorney
You don’t always need a real estate attorney for a transaction-related question. More often than not, your realtor can provide you with the answers you seek; however, agents and brokers are not licensed to practice law. So, if you find yourself in need of negotiation assistance, get yourself a good real estate lawyer. Here are […]
What Is the Fannie Mae HomePath Program?
Home buyers active on the market before October 2014 might fondly remember the Fannie Mae Homepath program. It was discontinued, as the American real estate market picked up and saw the number of foreclosures drop dramatically, compared to post-bubble numbers. Today’s post takes a look at the program, its provisions and benefits, as well the […]
How Much Should I Pay for a Termite Inspection?
You’re on your way to buying a house, you’ve run a check of your FICO score, got pre-approved for a mortgage, and also deposited some earnest money (usually held in escrow, typically by the company that will conduct the closing). Now is the time for a general inspection of the home, but also for a […]
Why You Need a Radon Inspection if You Want to Sell Your Home
If you’re looking to buy a home, or to sell the one you own, it’s important to be aware of the existence of a colorless, odorless, and tasteless gas called radon. The (very) bad news about radon is that it’s radioactive and causes thousands of lung cancer deaths in the U.S. each year—a 2003 EPA […]